Insurance For...

Your Condo Association

Our condo agent specialists work so closely and frequently with association related risks that they are well versed in state law, and the association insurance market, thus enabling them to truly meet their clients' needs in terms of insurance products, pricing, and education.

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Your Restaurant

A restaurant client decided to put on events, such as wine tastings, away from their location. So Insurance Factors shopped for a specific liability policy for this type of event.

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Contractors and Developers

A neighbor island developer had tried to get a bond from a large mainland broker for two months. In frustration they turned to Insurance Factors who not only got the bond in two weeks, but delivered it personally right to the Big Island.

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Professional Firms

When a specialty contractor that films storm drains and sewer lines for obstructions added the cleaning of those lines to their business, we made sure their insurance covered this new activity.

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Visitor Activities

One of our clients was hired to remove some exotic sea creatures from one location in Waikiki. We provided the insurance for this unusual, but very delicate operation.

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Your Retail Store

A retail client started experiencing booming internet sales. With this kind of new business, we suggested coverage against their system being hacked and the resulting ID theft.

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Your Farm

A large agricultural client switched crops recently and the new crop required a whole series of greenhouses which Insurance Factors found needed special coverage.

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Non-Profit

An organization that uses a sailing canoe for adult rehab was concerned they would have to stop this key program until Insurance Factors stepped in and provided the proper coverage.

A legacy spanning over 75 years.


Founded in 1931, Insurance Factors is one of Hawaii's leading commercial insurance agencies, locally owned and operated. Our headquarters is located in downtown Honolulu. Commercial insurance is our specialty and as an independent agency, we have relationships with every domestic insurance company in the State of Hawaii. In order to help us fully meet our clients' needs, we have developed additional relationships with both national and international insurers to find the best combination of coverage and premiums for our clients. Our 97 percent client retention rate illustrates our success in satisfying our client needs. At Insurance Factors, our goal is to provide you with the best level of price and coverage available. Backed with superior service.

No need to shop, we do it for you.


Insurance Factors has acquired the skills and knowledge to offer any type of business insurance imaginable over the 75 plus years we've served Hawaii. Our reach is far and wide among every major insurance provider that operates in Hawaii. Also, our association with APPEX (Agency Peak Performance Exchange Group), which writes over $5 billion of insurance premiums annually, gives us access to markets and expertise nationwide.

Meet Our Team

Management


Michel Vinet

President & Chief Executive Officer

Email Michel

808-546-7400

Melinda Gibbs

Chief Operating Officer

Email Melinda

808-546-7487

Executives


Robert Ale

Tom Allen

Ed Altman

Noel Altman

Rudy Briones

Pamela Brown

Karen Cielo

Robin Martin

Valerie Moss

Donald O'Connor

Jill Cheever Wheatman

Patrick Wong

Terri Workman

Contact Us

Call

808.546.7469

Fax

808.521.5484

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